Fernandina Short Sales

Provided By Diana Hurst

Heritage Realty & Management


"Opening the door

to all your Real Estate needs..."


For Sellers


Getting through today's economy is a challenge for everyone. Unemployment rates are up and foreclosures are on the rise everywhere. Your home is probably not worth as much as it was two years ago. To get through these times, you have to make some decisions that will help you plan for your future.


Most importantly, a Short Sale relieves the stress of dealing with foreclosure and it allows the homeowner to get rid of their big mortgage and move on with their lives. On the credit side, a Short Sale is arguably the lessor of two evils. A completed foreclosure does more damage to your credit than a Short Sale agreed to by the lender. We can sell your home now under a Short Sale program with your bank no matter what you owe or if you are behind in payments. The seller has no out-of-pocket expenses, including repairs, closing costs, or real estate commissions. These are all included in the negotiated sale price that the lender accepts.



Does this sound like your situation? If so, you could be a candidate for a Short Sale: 

        • Can't afford to keep your home?
        • Are you facing foreclosure or default?
        • Can't sell because your home's value is less than your mortgage amount?
        • Are you behind on your mortgage?
        • Are you in a financial hardship of any kind?
        • Has your mortgage payment eaten away your savings?

Contact us today for a free, private, and confidential consultation. We will:

        • Advise you as to the prospects of successfully short selling your home.
        • If you are a candidate for a short sale, quickly market your property, obtain offers and negotiate the best exit terms possible with your lender.
        • Keep you informed each step of the way. These are stressful times.... treating people the way we would like to be treated is the basis of our relationship with you.